Individual Filing or Joint
Filing with Spouse

Helping Clients Reclaim Their Lives

Individual Filing or Joint Filing with Spouse

Assisting Clients in Filing Individually Or Jointly With Their Spouse in McHenry, Kane, & Lake Counties

Unmarried Debtors must file individually.  However, married Debtors may file individually or jointly with their spouse.  A joint filing allows both husband and wife to have their debts discharged at the same time within to the same proceeding. This is often most economical because the Debtors only incur one attorney fee and one filing fee with the Bankruptcy Court. Each of the spouses will have to sign the Bankruptcy petition and appear at the First Meeting of Creditors.  Alternatively, in some cases it is advantageous to have only one person file.  Each case should be properly analyzed to determine the best way to file.

Attorney’s Fees and Costs

Fees for Chapter 7 vary depending upon the specific situation.  The costs incurred are $335 payable to the Court for filing fees and $37 for a credit report in the case of an individual or $74 in the case of a joint filing between husband and wife.  In certain cases additional financial reports are necessary requiring an additional cost.

Fees for a Chapter 13 case are limited by the Court except in certain circumstances.  The fee, or a portion thereof, may be paid through the Chapter 13 Plan thereby limiting the amount paid at the commencement of the case.  The costs incurred are $310 payable to the Court for filing fees and $37 for a credit report in the case of an individual or $74 in the case of a joint filing between husband and wife.  In certain cases additional financial reports are necessary requiring an additional cost.

Additional costs may be incurred for postage and other ancillary expenses.

Call (815) 374-7783 today to speak with us. We offer a free case consultation and invite you to speak with us about your case.

Why Work With Us? 

Creative Solutions, Strategic Approach
  • 25 Years of Legal Experience
  • Client-Centered Representation
  • Free Consultations
  • Strategic Approach

Testimonials

Former Clients Share Their 
Experiences with Our Firm

  • “Great service!”

    - Ray
  • “Lawyer That Knows How To Win”

    - Hal
  • “Brody Brandner is a great firm”

    - Raymond A.
  • “No matter how big or small, Mr. Brody has always given his full attention to the matters, always concentrating on my child's best interests in mind, above all.”

    - Michael S.
  • “Steve's commitment to his clients is top-notch.”

    - Kevin S.

    Let Us Help You
    Move Forward

    Call 815-374-7783 or fill out the form to get started.

    • Please enter your first name.
    • Please enter your last name.
    • Please enter your phone number.
      This isn't a valid phone number.
    • Please enter your email address.
      This isn't a valid email address.
    • Please make a selection.
    • Please enter a message.
    • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy